After passing through Cuba as a major category 3 hurricane, Ian made landfall in Cayo Costa, Florida on September 28, 2022 around 3 p.m. EST. With windspeeds of 150 mph, it was classified as a high category 4 storm. Although Hurricane Ian made landfall in the same area as Hurricane Charley in 2004, the storm was so large, that Charley could have fit inside the eye of Ian.

Hurricane Ian disconnected the barrier islands of Sanibel and Captiva from the mainland, destroying the Sanibel Causeway. The storm also caused major damage to other bridges and roadways, as well as health facilities, schools, and water infrastructure. Initial assessments show that Hurricane Ian will be the most significant disaster in the insurance sector in decades with losses estimated near $75 billion. According to the Florida Department of Agriculture and Consumer Services, it is also estimated that this hurricane caused as much as $1.8 billion in damages to Florida agriculture. Hurricane Ian also took a grave toll on human life, with 127 people reported deceased after the storm, many from drowning and bacterial infections.

As of summer 2023, Habitat Florida and HFHI are working with six affiliates (Lee & Hendry, Charlotte, Arcadia-Desoto, Orlando & Osceola, South Sarasota, Southeast Volusia) in Florida that are engaging in long-term recovery efforts in their communities. These affiliates received severe impact from the storm, ranging from flooding to loss of infrastructure.